MEMORANDUM-OPINION
J. WENDELL ROBERTS, Bankruptcy Judge.
This matter came before the Court for a valuation/confirmation hearing on December 16, 1987. At that time, the court, having been advised of a dispute between the debtor and Farmers Bank and Trust (hereinafter referred to as the "creditor") ordered the parties to submit briefs and responses to the court on a valuation issue. Specifically the issue to be decided is whether a debtor can surrender property...
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