CARLEY, Judge.
Financing for appellee-plaintiffs' purchase of a van was obtained from appellant-defendant Trust Company Bank of Augusta (Bank). Appellees made only one payment to the Bank and then returned the van to the dealer, having decided that they could not afford to make the remaining payments. On May 5, 1986, appellee Mrs. Christmas telephoned the Bank's Collections Manager to discuss the situation and to determine how a future deficiency, if any, would be...
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