DEEN, Presiding Judge.
On June 7, 1983, appellant purchased an insurance policy on her home from appellee. The premiums were due and payable monthly, and the contract provided for a thirty-day grace period. During the first week of the month, a representative of the company would collect the monthly premium at the appellant's home. The policy was paid up to the end of January 1987. In the representative's deposition, he states that he went by her home in February...
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