HABHAB, Judge.
On February 11, 1984, plaintiff was involved in an automobile accident. The plaintiff had medical insurance through the defendant, American Heritage, as a benefit for working at IBP. Plaintiff received a settlement based on the accident and received two checks, one check payable to her and her attorney and a $12,000 check payable to her, her attorney, and American Heritage.
American Heritage had paid $12,000 of plaintiff's medical expenses....
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