BACKENSTOE, P.J., December 8, 1988.
On January 14, 1987, plaintiff Sandra Newkirk was a passenger in a motor vehicle operated by her husband Charles Newkirk. While driving on Route 422, Charles Newkirk lost control of his motor vehicle and hit three tree trunks. As a result of the accident plaintiff sustained serious personal injuries.
At the time of the accident Mr. Newkirk was insured by the United Services Automobile Association (USAA). His policy...
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