OPINION
DAVID A. SCHOLL, Bankruptcy Judge.
A. INTRODUCTION
We herein address two matters consolidated for trial before us: (1) A motion by ESTELLE HILL (referred to hereinafter as "the Defendant"), the "owner" of a premises located at 2357 Wilder Street, Philadelphia, Pennsylvania (hereinafter referred to as "the Premises") under a Real Estate Installment Sale Agreement (hereinafter referred to as "the Agreement") in which the Debtor, DETRA FOX ...
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