POPE, Judge.
Appellant B. K. C., Inc. (B. K. C.) brought an action for declaratory judgment against its insurer, appellee Nationwide Mutual Fire Insurance Company (Nationwide), and John H. Smallwood, the Nationwide agent who sold B. K. C. the policy, seeking a determination of Nationwide's obligations under the policy and a determination of Smallwood's liability for failure to obtain the coverage allegedly requested by B. K. C. The parties stipulated the facts and...
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