OPINION
ENSLEN, District Judge.
The debtors-appellees ("the debtors") filed a Chapter 7 bankruptcy petition on March 19, 1987. In their bankruptcy schedules and statement of affairs, the debtors listed two jointly-owned bank accounts as exempt property. These accounts consisted of a deposit of $14,052.33 with Old Kent Bank and Trust Company and a deposit of $3,439.64 with Muskegon Federal Savings. Douglas Leitch, the Trustee-appellant in the debtors' Chapter...
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