HENLEY, Senior Circuit Judge:
Leo and Bernice E. Taylor filed this suit on behalf of themselves and a putative class of persons holding mortgage loans against the Citizens Federal Savings and Loan Association, seeking compensatory and punitive damages for alleged violations of the Home Owners' Loan Act of 1933 (HOLA), 12 U.S.C. §§ 1461 to 1468. Plaintiff Leo Taylor died after suit was filed, leaving Bernice E. Taylor as the only named plaintiff.
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