TORBERT, Chief Justice.
This is an appeal by defendant Alabama Farm Bureau Mutual Casualty Insurance Company (hereinafter "Farm Bureau"), from a judgment entered on a jury verdict in favor of the plaintiffs, Alfred Williams and Frances Williams, in an action to recover on an insurance policy. The relevant facts are as follows:
In March 1981, the Williamses took out a policy of fire insurance with Farm Bureau through Farm Bureau's agent, defendant Jimmy Holderfield...
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