OPINION
ELLIS, Judge.
This is a summary judgment case. Individually and on behalf of her now deceased minor son, appellant Debra Lucadou sued the appellee, Time Insurance Company ["Time" or "the company"], another insurance company, and Raul G. Melchor ["Melchor"], who formerly worked as an agent for both companies. Premising the companies' liability on agency principles, appellant claimed the defendants' misrepresentations concerning her health insurance...
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