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IN RE RICKS

BAP No. SC 86-1845 MoVAs, Bankruptcy No. 85-01737 LM7.

89 B.R. 73 (1988)

In re Charles A. RICKS, Debtor. ITT FINANCIAL SERVICES, Appellant, v. Charles A. RICKS, Debtor, David L. Buchbinder, Trustee, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided August 9, 1988.

Attorney(s) appearing for the Case

Jerry Michael Suppa, Law Office of Jerry Michael Suppa, San Diego, Cal., for appellant.

No appearance for appellees.

Before MOOREMAN, VOLINN and ASHLAND, Bankruptcy Judges.

OPINION

MOOREMAN, Bankruptcy Judge:

This appeal arises from the bankruptcy court's order reopening the debtor/appellee's Chapter 7 case and allowing the avoidance of appellant's lien pursuant to 11 U.S.C. § 522(f).1

FACTS

The debtor filed a Chapter 7 petition on April 16, 1985, and indicated in his schedules that he had no secured consumer debts. The debtor, however, had previously entered into a promissory...

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