MEMORANDUM OF DECISION
JOHN K. PEARSON, Bankruptcy Judge.
This matter is again before the Court for a decision on the objection of a creditor and the trustee to the debtor, Jerome Sayler's claim of exemption to a group of life insurance policies purchased shortly before the filing of the petition for relief in bankruptcy. The American State Bank of Great Bend, Kansas (hereinafter "ASB" or "the Bank") and the trustee each filed a timely objection to Jerome...
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