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  5. 744 S.W.2d 782 (1988)
 

STATE FARM MUT. AUTO. INS. CO. v. ALLEN

No. 69575.

744 S.W.2d 782 (1988)

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellant, v. Richard ALLEN, et al., Respondents.

Supreme Court of Missouri, En Banc.

February 17, 1988.

Attorney(s) appearing for the Case

Norman L. Chadwick, Poplar Bluff, for appellant.

Daniel T. Moore, Douglas R. Kennedy, Dale E. Nunnery, Michael M. Pritchett, Poplar Bluff, for respondents.

BLACKMAR, Judge.

Richard Allen was involved in a collision on June 12, 1984, while he was driving a 1979 Thunderbird automobile owned by Douglas Brown. He was sued for damages by members of the Davis family who were riding in the other car, by his passenger Larry Joe Gaddy, and by Brown for property damage. No liability insurance policy expressly covered the Thunderbird. Allen maintained a liability policy issued by plaintiff State Farm Mutual Insurance Company on...

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