OPINION
REEVES, Justice.
This is an appeal from a judgment ordering appellant, United Services Automobile Association (USAA), to pay $15,000.00 automobile insurance benefits under its underinsured motorist coverage to the Hestilows. USAA claims the trial court erred in permitting its insureds, Elinor L. Hestilow, Roger L. Hestilow, and Scott Hestilow, appellees, to aggregate, or stack
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