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  5. 754 S.W.2d 614 (1988)
 

HENLEY v. TENNESSEE FARMERS MUT. INS. CO.

754 S.W.2d 614 (1988)

Edward HENLEY, Plaintiff-Appellee, v. TENNESSEE FARMERS MUTUAL INSURANCE COMPANY, Defendant-Appellant.

Court of Appeals of Tennessee, Middle Section, at Nashville.

Permission to Appeal Denied June 27, 1988.

Attorney(s) appearing for the Case

Harold Fisher, Garland & Fisher, Manchester, for plaintiff-appellee.

Arthur E. McClellan, McClellan, Powers & Ehmling, P.C., Gallatin, for defendant-appellant.

Permission to Appeal Denied by Supreme Court June 27, 1988.

OPINION

TODD, Presiding Judge.

The defendant, Tennessee Farmers Mutual Insurance (insurer) has appealed from a non-jury judgment in favor of the plaintiff, Ed Henley (insured) in the amount of $20,000, the face amount of a fire insurance policy on a dwelling, plus $5,000 bad faith penalty and interest from September 5, 1985.

Defendant presents three issues for review, of which the...

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