STEPHENS, Chief Justice.
On October 19, 1983, Faulkner and Smith had an automobile accident. Smith's insurance policy with Farm Bureau had a bodily injury liability limit of $25,000 per person. Following a March 29, 1985 jury verdict in favor of Faulkner, judgment was entered in Woodford Circuit Court on April 5, 1985 for $383,157.
On April 5, counsel for Smith and Farm Bureau sent Faulkner's counsel a letter offering to pay her $25,000, represented as the...
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