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HYDE v. HIBERNIA NAT. BANK IN JEFFERSON PARISH

No. 88-3292 Summary Calendar.

861 F.2d 446 (1988)

Weeland L. HYDE, Plaintiff-Appellant, v. HIBERNIA NATIONAL BANK IN JEFFERSON PARISH and Credit Bureau Services — New Orleans, d/b/a Chilton Corporation, Defendants-Appellees.

United States Court of Appeals, Fifth Circuit.

December 6, 1988.

Attorney(s) appearing for the Case

Vallerie Oxner, New Orleans, La., for Hyde.

Harry A. Rosenberg, M. Nan Alessandra, New Orleans, La., for Credit Bureau Services.

J. Paul Demarest, Edward J. Rivera, New Orleans, La., for Hibernia Nat. Bank.

Before RUBIN, GARWOOD, and DAVIS, Circuit Judges.

ALVIN B. RUBIN, Circuit Judge:

The issue is when the statutory limitations provisions of the Fair Credit Reporting Act begin to run. We hold that the limitations period for a suit asserting negligence commences when a report issued to a user causes injury to the consumer for whose protection the Act was adopted and that the limitations period for a suit asserting intentional violation of the Act begins at the same time or, if the consumer is not aware of the issuance...

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