OPINION
FORSBERG, Judge.
This appeal is from a declaratory judgment entered in favor of West Bend Mutual Insurance Company. We affirm.
FACTS
Darrin G. Hulegaard was driving a 1972 GMC pickup when he collided with a car owned by Theresa M. Hogstad. A child in Hogstad's car was severely injured. The child's father and natural guardian, Glen Armstrong, sued Hulegaard, Hogstad, and Hulegaard's employer, Randy Dryden, individually and d.b.a...
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