PER CURIAM.
Provident Life and Accident Insurance Company (Provident) appeals a final summary judgment in its action for a declaration of rights under a health insurance contract. T. Armlon Leonard, Jr. cross-appeals a final summary judgment on his counterclaims of bad faith in Provident's handling of his benefits claim and emotional distress. We reverse the summary judgment entered against Provident and affirm that entered against Leonard.
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