LEVINE, Justice.
Verlin L. Fossum and Richard A. Jensen appeal from a summary judgment in favor of Williston Cooperative Credit Union. We affirm in part, reverse in part and remand.
Appellee Williston Cooperative Credit Union (Williston Cooperative) obtained a money judgment against William H. Seay on May 4, 1983. Under NDCC § 28-20-13,
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