WARDEN, Presiding Judge.
Plaintiffs insureds appeal from the entry of a partial summary judgment in favor of their insurer. We reverse and remand.
Plaintiffs, owners and operators of a retail lumber and hardware business in Sunriver, purchased a businessowners' insurance policy from defendant, providing property and liability protection for the period February 1, 1985, to February 1, 1986. The policy provides, in relevant part:
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