No. 88-4006.

857 F.2d 286 (1988)

LAKE CHARLES HARBOR & TERMINAL DISTRICT, Plaintiff-Appellee, v. IMPERIAL CASUALTY & INDEMNITY CO. and Granite State Insurance Company, Defendants-Appellants.

United States Court of Appeals, Fifth Circuit.

October 14, 1988.

Attorney(s) appearing for the Case

Gary L. Boland, Baton Rouge, La., for defendants-appellants.

Michael K. Dees, Lake Charles, La., for plaintiff-appellee.

Before WISDOM, GEE, and RUBIN, Circuit Judges.

ALVIN B. RUBIN, Circuit Judge:

Once more we must teach the lesson that an insurance policy should be written in plain, unambiguous, and understandable language. Applying the usual state law rule that ambiguous insurance policies are construed against the insurer, in this diversity case we affirm a judgment refusing to give effect to an exclusion whose words, read literally, are meaningless.


On July 4, 1983, a cable snapped on a shiploader at the...

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