ORR, Judge.
The sole issue on appeal is whether the trial court erred by not reducing Farm Bureau's underinsured motorist coverage obligation by the total amount of workers' compensation paid to plaintiff.
N.C.G.S. § 20-279.21(b)(4) requires insurers to provide underinsured motorist coverage to the extent that "the limit of payment is only the difference between the limits of the liability insurance that is applicable and the limits of the underinsured...
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