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IN RE HODGES

Bankruptcy No. 1-87-01184, Adv. No. 1-87-0209.

83 B.R. 25 (1988)

In re Ellen J. HODGES, Debtor. SEARS, ROEBUCK & CO., Plaintiff, v. Ellen J. HODGES, Defendant.

United States Bankruptcy Court, N.D. California.

February 18, 1988.

Attorney(s) appearing for the Case

Michael C. Fallon, Santa Rosa, Cal., for debtor.

Michael S. McManus, Diepenbrock, Wulff, Plant & Hannegan, Sacramento, Cal., for plaintiff.

MEMORANDUM OF DECISION

ALAN JAROSLOVSKY, Bankruptcy Judge.

On July 23, 1986, and September 20, 1986, debtor and defendant Ellen Hodges purchased tools, a tool chest, and a tool cabinet from plaintiff Sears, charging the purchases on her Sears charge card. The agreement signed by the debtor when she applied for the card provides that Sears retains a security interest in all items purchased until they are paid for. The debtor

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