FINDINGS OF FACT AND CONCLUSIONS OF LAW
A. JAY CRISTOL, Bankruptcy Judge.
THIS MATTER was tried before the Court on April 21 and June 24, 1988, upon the Complaint to Determine Dischargeability of Debt and for Entry of Final Judgment of Damages filed by Plaintiff, American Investment Bank, N.A. ("AIB") against the Debtor, Arthur Nicholas Hosking, III ("Hosking"). Having reviewed the evidence, having observed the demeanor of witnesses, having heard argument...
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