BIRDSONG, Chief Judge.
Continental Casualty Company appeals from the grant of summary judgment to Ben Young, administrator of the estate of Mary Elaine Ellenberg, and the denial of its motion for summary judgment. Young has filed a cross-appeal. Frank Ellenberg, an Amway distributor, was an insured under a group insurance policy issued by Continental Casualty to Amway distributors. Frank's wife, Elaine, was an
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