OPINION
DAVID A. SCHOLL, Bankruptcy Judge.
In this adversarial proceeding, the Debtor asks us to determine, pursuant to 11 U.S.C. §§ 506(a), (d) the extent of the secured claim of her mortgagee against her estate's interest in a residence which she purchased jointly with a man with whom she lives, but to whom she is not married. We have concluded, upon weighing conflicting expert testimony, that the full value of the residence in issue is $5,000...
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