MEMORANDUM OPINION AND ORDER
WOODS, District Judge.
This is a declaratory judgment action for accident benefits under an employee life insurance policy. The facts are uncontroverted and both parties agree that the case is ripe for summary disposition.
Plaintiff's decedent, Thomas W. Pickard, was admitted to a hospital for the treatment of, among other things, ulcerative colitis. He was scheduled to undergo a colonoscopy. In preparation for that he...
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