DEEN, Presiding Judge.
On December 26, 1982, Tyron Hardigree and his wife, Donna, were involved in an automobile collision with a vehicle driven by Christopher McMichael and owned by Charles McMichael. Following the collision, the Hardigrees were taken to a hospital emergency room, where they were examined for injuries and released approximately two hours later. On December 27, 1982, an agent of Allstate Insurance Company, McMichael's insurer, called and discussed...
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