Howard Dow, an employee of R & F Micro Tool Co., Inc. (hereafter "employer"), died on August 5, 1982. His widow, Pamela Dow, sued the employer for benefits under a group life, accidental death, and medical care insurance policy issued to the employer by General American Life Insurance Co. ("insurer"), alleging breach of contract and violation of G.L.c. 93A (the Consumer Protection Act). The employer...
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