MEMORANDUM OPINION
R.F. WHELESS, Jr., Chief Judge.
FACTS
Imelda Morgan ("Morgan"), Plaintiff and Debtor herein, executed a contract with South Texas Home Services, Inc. ("South Texas"), on June 18, 1982. The contract, designated "Retail Installment Contract" was for the purchase and installation of aluminum insulation, screening, siding, and shingles on her already-constructed home. South Texas, in order to secure its claim, placed a first lien...
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