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IN RE LOWERY

Bankruptcy No. 86-1055-BKC-3P7, Adv. No. 86-353.

78 B.R. 613 (1987)

In re Stephen O'Neal LOWERY, a/k/a Stephen O. Lowery and Valerie Jean Lowery, a/k/a Valerie J. Lowery, Debtors. ITT FINANCIAL SERVICES, INC., Plaintiff, v. Valerie Jean LOWERY, a/k/a Valerie J. Lowery, Defendant.

United States Bankruptcy Court, M.D. Florida, Jacksonville Division.

October 9, 1987.

Attorney(s) appearing for the Case

Marshall W. Liptak, Jacksonville, Fla., for defendant.

Thomas Lobello, Jacksonville, Fla., for plaintiff.

MEMORANDUM OPINION

GEORGE L. PROCTOR, Bankruptcy Judge.

This adversary proceeding seeks an exception to discharge pursuant to 11 U.S.C. § 523(a)(2).

The Facts

In February, 1986, defendant and husband financed some transmission repairs on a motor vehicle. The transmission shop arranged financing through ITT Financial Services, Inc. The loan information was taken by telephone. The original loan was for ninety days. At the end...

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