MEMORANDUM DECISION
LOUISE DeCARL MALUGEN, Bankruptcy Judge.
Citibank (South Dakota, N.A.) has brought an adversary complaint under § 523(a)(2) to determine dischargeability of a debt owed by Deborah Quick. Citibank is owed $10,767.33 for purchases made by Quick on two Visa credit cards issued by the bank. Quick denies she obtained the goods and services, intending not to pay for them.
This is a core proceeding as defined by 28 U.S.C. §...
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