COWART, Judge.
James Aaron Lovett, Jr., was operating, with permission of the owner, a pickup truck with uninsured motorist (UM) coverage on a highway when he came upon and passed the scene of a hit-and-run accident involving a wrecked bicycle and a fatally injured bicyclist. The pickup truck ran over bicycle debris, some of which became imbedded in the pickup truck tires. Mr. Lovett stopped the pickup truck off the highway about two hundred feet past the hit-and...
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