MURPHY, Chief Judge.
This case involves two appeals. The first, No. 145, concerns the final judgment rule; the second, No. 156, raises issues relating to an insurer's duty to defend its insured and damages from an alleged breach of that duty.
I
On April 12, 1984, EDP Floors, Inc. (EDP) planned to deliver a load of floor tile to a jobsite. One of EDP's employees, a helper on the delivery truck, arrived for work that day with bloodshot eyes; his speech...
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