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  5. 191 Cal.App.3d 287 (1987)
 

BIANCHI v. WESTFIELD INS. CO.

Docket No. E001738.

191 Cal.App.3d 287 (1987)

236 Cal. Rptr. 343

JOSEPH BIANCHI et al., Plaintiffs and Respondents, v. WESTFIELD INSURANCE COMPANY, Defendant and Appellant.

Court of Appeals of California, Fourth District, Division Two.

April 22, 1987.

Attorney(s) appearing for the Case

COUNSEL

Hartman, Morton & Schlegel and Richard J. Schlegel for Defendant and Appellant.

Parker, Stanbury, McGee, Babcock & Combs, Stephen H. Osborn and Graham H. Baldwin for Plaintiffs and Respondents.

OPINION

CAMPBELL, P.J.

This case presents the novel question of when land is "vacant" for insurance purposes. The losing defendant insurance company appeals from a judgment in a declaratory action holding it liable for coverage under a "vacant land" inclusion in a homeowner's policy. We hold that the land in question was not vacant and therefore reverse the judgment.

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