BANKE, Presiding Judge.
This is an appeal from a summary judgment entered in favor of an automobile liability insurance carrier in an action to recover damages for its refusal either to defend or pay a claim arising from the use of the vehicle identified in the policy declarations.
The policy was issued to appellant Mary Hogan Watson on April 1, 1986. However, the vehicle described in the policy declarations was not owned by her but by her brother, appellant...
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