OPINION OF THE COURT
ROWLEY, Judge:
These are consolidated cross appeals from the trial court's Order simultaneously entering a verdict and judgment in favor of plaintiff Ronald Penn.
Plaintiff was injured in an automobile accident on December 29, 1979. Formal application for benefits was submitted by him to his insurer, Nationwide, on April 23, 1980. Nationwide denied plaintiff's claims on May 25, 1982. Plaintiff then instituted this action under...
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