On March 13, 1979, certain premises located on Market Lane in Clinton Corners, New York, and owned by the plaintiff Cherylan Reed, were destroyed by a fire which had been intentionally set or procured by Cherylan's father, the coplaintiff, Russell Reed. At issue on this appeal, is whether Cherylan, the named insured under the homeowners insurance policies issued by the defendants, is precluded from...
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