MEMORANDUM OPINION
GRADY, Chief Judge.
This case is before us on the appeal of the Palatine National Bank (the "Bank") from the ruling of the bankruptcy court ordering it to turn over $15,000 to appellees Terrance and Sharon Harrigan (the "debtors") from the proceeds of the Bank's foreclosure sale of the beneficial interest in the land trust which held title to the debtors' real property. The bankruptcy court ruled that the debtors were entitled to $15,000...
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