MEMORANDUM DECISION
THOMAS C. BRITTON, Chief Judge.
Plaintiff seeks exception from discharge under 11 U.S.C. § 523(a)(2)(A) for its judgment claim of $18,391. Defendant did not answer, but appeared without his bankruptcy attorney at the trial held October 6. I have accepted his oral denial of all the material allegations as his answer and heard his verbal response and testimony.
Timeliness of the Complaint
Though not raised...
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