KENNEDY, Circuit Judge:
This is an appeal from a decision of the Bankruptcy Appellate Panel (the Panel). The Panel affirmed the trial court's decision that debtor John Lansford could not be discharged from a debt because of his fraud; but it reversed as to his wife Cecily, holding she was entitled to a discharge from the debt because she did not participate in or ratify her husband's misconduct. Because we think the trial court did not commit clear error in finding...
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