DAVID R. THOMPSON, Circuit Judge:
I
FACTS AND PROCEEDINGS
American States Insurance Company ("American States") insured "James and Isabel Meacham D/B/A: Isabel's Nursery School" under a comprehensive liability policy. James Meacham was convicted of molesting children who attended the school. These acts were committed while the American States policy was in force. The acts included undressing, touching and photographing the children in various sexual...
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