BEEZER, Circuit Judge:
Aubrey and Gertrude Renner (debtors) appeal from the judgment of the Bankruptcy Appellate Panel (BAP) invalidating Gertrude Renner's declaration of homestead. Under Arizona law, a declaration of homestead must be signed by both spouses. The BAP concluded that the debtors' declaration was defective because only Ms. Renner signed it. We affirm.
I
BACKGROUND
The debtors were married for approximately 40 years before...
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