CIACCIO, Judge.
We are asked to review a district court judgment determining who pays how much as between five insurance policies. We amend the judgment, and affirm it as amended.
I.
Plaintiff was injured in a one-car accident. She was a guest passenger in a car owned by Michael Bemis and being driven by Gary Merrigner. Mrs. Bemis, wife of Michael Bemis, had asked Mr. Merrigner to drive the car.
At oral argument the parties stipulated that...
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