MEMORANDUM OPINION
POPOVICH, Chief Judge.
FACTS
In August 1982, respondent Robert Jensen was severely injured when the motorcycle he was driving collided with a pick-up driven by Susan Rupp. Respondent filed suit against Rupp and the parties settled prior to trial. Because respondent's damages exceeded the settlement amount, respondent sent appellant Illinois Farmers Insurance Company, his insurance carrier, letters in June 1984 and July 1985 demanding...
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