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IN RE SCAIFE

No. 86-8803 Non-Argument Calendar.

825 F.2d 357 (1987)

In re William R. SCAIFE, Debtor. CHAPES, LTD., Plaintiff-Appellant, v. Paul H. ANDERSON, Jr., as Trustee, Defendant-Appellee,

United States Court of Appeals, Eleventh Circuit.

August 24, 1987.

Attorney(s) appearing for the Case

Ronald Brizant Stewart, Jay E. Loeb, Gershon, Olim, Katz & Loeb, Atlanta, Ga., for plaintiff-appellant.

Russell R. Grosse, Gambrell, Clarke, Anderson & Stolz, Paul H. Anderson, Atlanta, Ga., for defendant-appellee.

Before VANCE, JOHNSON and CLARK, Circuit Judges.

VANCE, Circuit Judge:

Chapes, Ltd. ("Chapes") appeals the district court's judgment affirming a bankruptcy court order. On May 23, 1981, William R. Scaife ("Scaife") gave his wife's engagement ring to Chapes as collateral for a $4000 loan. The loan contract with Chapes stated that the ring's appraised value was $12,000, that the amount financed was $4,000, that the finance charge was $200, that a total payment of $4,200 was due on June 23, 1981, and that the annual...

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