DOWD, Judge.
Plaintiff, Jeraldine Crum-Vanlandingham (daughter of June Crum and conservator of her estate), appeals from the judgment of the trial court which found for defendants, Blue Cross Health Services, Inc. and Missouri Medical Service (Blue Cross), on plaintiff's petition for a declaratory judgment filed as a result of defendants' refusal to make payment for medical expenses incurred by June Crum while a member of a group health plan issued by defendants....
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