POFF, Justice.
We granted this appeal to determine which of two automobile insurance companies had primary uninsured motorist (UM) coverage of a bodily-injury loss allegedly resulting from the negligence of an unknown motorist. The central question, one of first impression in this Court, requires an analysis of an "other insurance" escape clause in a garage liability policy and an "excess insurance" escape clause in a second policy extending UM coverage to the permissive...
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